Capflow provides a tech‑driven platform that uses AI and a proprietary scoring model to match mid‑size U.S. and Canadian companies seeking $1 M–$50 M of debt or asset‑based financing with a curated set of 10–20 lenders, lessors, or factors. After a brief onboarding, the platform automatically distributes the deal, enabling lenders to review and schedule intro calls within a day, while Capflow’s expert team guides the transaction through due diligence to closing.
Funding
Funding not disclosed
Founders
Product
Problem
Companies seeking $1 million to $50 million in financing often rely on expensive investment banks or outdated brokerage services that are slow, opaque, and require extensive manual effort, leading to delayed capital access and higher transaction costs.
Solution
Capflow offers a technology‑driven platform that uses artificial intelligence and a proprietary scoring model to match financing seekers with a curated set of 10–20 lenders, lessors, or factors that best fit their transaction criteria. After a brief onboarding call and a 30‑minute data submission, the platform automatically scores and distributes the deal to potential partners, enabling lenders to review and schedule introductory calls within a day. Throughout the process, Capflow’s expert team provides hands‑on guidance, from lender selection through due diligence and closing, effectively “quarterbacking” the transaction to reduce friction and accelerate funding.
Target Audience
Mid‑size businesses in the United States and Canada that require $1 M–$50 M of debt or asset‑based financing, including growth companies, manufacturers, and service firms.
Features
- AI‑based matching engine evaluating over 25 data points to align borrower profiles with lender criteria
- Rapid deal distribution to 10–20 pre‑qualified financing partners, often generating lender interest within 24 hours
- End‑to‑end workflow support including deal pre‑flight, term‑sheet solicitation, negotiation assistance, and due‑diligence coordination
- Streamlined onboarding process: 20‑minute intro call plus a 30‑minute online submission
- Dedicated expert advisors who manage lender communications and help navigate closing hurdles