Calculum provides an AI‑driven analytics platform that aggregates global payment‑terms data to help businesses optimize working capital and cash flow. The solution benchmarks supplier and customer payment terms, models financing scenarios, and assesses financial risk across the supply chain. By delivering actionable insights, it enables firms to negotiate better terms, reduce credit exposure, and improve free cash flow.
Funding
$6.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many organizations struggle to optimize their payment terms and working capital, leading to inefficient cash flow management and missed opportunities for growth and sustainability initiatives. Traditional methods lack comprehensive insights into supplier risk and financial supply chain dynamics.
Solution
Calculum offers an AI-powered supply chain analytics platform that optimizes payment terms and enhances working capital for organizations. By analyzing supplier data across financial, environmental, social, and governance (ESG) metrics, the platform identifies opportunities to unlock working capital and improve cash flow. Calculum's solution provides insights into supplier risk, proactively manages sustainability concerns, and benchmarks a company's performance against competitors. The platform focuses on optimizing accounts payable and receivable, reducing financial supply chain disruptions, and improving margins.
Target Audience
Calculum targets organizations across all major industries seeking to optimize working capital, generate free cash flow, and improve margins while reducing financial supply chain risks.
Features
- AI-powered analytics for identifying opportunities to optimize working capital
- Supplier risk assessment based on financial, ESG, and DEI factors
- Benchmarking against competitors based on payment terms, Days Payables Outstanding (DPO), Days Sales Outstanding (DSO), and Cash Conversion Cycle (C2C)
- Identification of weak suppliers to strengthen supply chains
- Analysis of supplier credit risk and financing costs
- Optimization of payment terms to improve shareholder value