Buy.ca

About Buy.ca

Buy.ca is a Canadian proptech platform that utilizes an AI-powered property search engine to enhance home buying by providing a 1.5% cash back advance for down payments and access to preferred mortgage rates. This approach addresses the challenges of high upfront costs and complex financing processes, enabling buyers to secure homes more efficiently.

<problem> Saving for a down payment and navigating the complexities of mortgage financing present significant hurdles for prospective homebuyers in Canada. High upfront costs and a lack of transparency in the home-buying process can delay or prevent individuals from achieving homeownership. </problem> <solution> Buy.ca is a Canadian proptech platform designed to streamline the home-buying experience by providing a 2.0% cash back advance on the down payment. The platform offers an AI-powered property search engine, preferred mortgage rates through partnerships, and transparent closing services, all aimed at increasing buying power and simplifying the transaction. Buy.ca's Down Payment Boost program is interest, debt, and equity-free, with no commitment to buy or sell with the platform again. Users can pre-qualify in 60 seconds and access a dedicated deal manager to guide them through the process, from pre-approval to closing. </solution> <features> - AI-powered property search platform for listings across Ontario - Down Payment Boost program providing a 2.0% cash back advance - Pre-approvals within 24 hours with a soft credit check - Access to preferred mortgage rates through industry-leading mortgage partners - Transparent closing services with expert real estate lawyers for a flat fee - Dedicated deal manager to guide users through the home-buying journey - Digital collaboration tools and notifications about key transaction moments </features> <target_audience> Buy.ca primarily targets first-time homebuyers, renters, and investors in Ontario seeking to increase their buying power and simplify the home-buying process. </target_audience> <revenue_model> Buy.ca generates revenue through commissions from real estate transactions and partnerships with mortgage and legal service providers. </revenue_model>

What does Buy.ca do?

Buy.ca is a Canadian proptech platform that utilizes an AI-powered property search engine to enhance home buying by providing a 1.5% cash back advance for down payments and access to preferred mortgage rates. This approach addresses the challenges of high upfront costs and complex financing processes, enabling buyers to secure homes more efficiently.

Where is Buy.ca located?

Buy.ca is based in Canada.

When was Buy.ca founded?

Buy.ca was founded in 2023.

Who founded Buy.ca?

Buy.ca was founded by Ven Velnayagam.

  • Ven Velnayagam - Co-Founder/Sales Director
Location
Canada
Founded
2023
Employees
8 employees
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Buy.ca

Score: 85/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Buy.ca is a Canadian proptech platform that utilizes an AI-powered property search engine to enhance home buying by providing a 1.5% cash back advance for down payments and access to preferred mortgage rates. This approach addresses the challenges of high upfront costs and complex financing processes, enabling buyers to secure homes more efficiently.

buy.ca700+
Founded 2023Canada

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (5+)

Ven Velnayagam

Co-Founder/Sales Director

Company Description

Problem

Saving for a down payment and navigating the complexities of mortgage financing present significant hurdles for prospective homebuyers in Canada. High upfront costs and a lack of transparency in the home-buying process can delay or prevent individuals from achieving homeownership.

Solution

Buy.ca is a Canadian proptech platform designed to streamline the home-buying experience by providing a 2.0% cash back advance on the down payment. The platform offers an AI-powered property search engine, preferred mortgage rates through partnerships, and transparent closing services, all aimed at increasing buying power and simplifying the transaction. Buy.ca's Down Payment Boost program is interest, debt, and equity-free, with no commitment to buy or sell with the platform again. Users can pre-qualify in 60 seconds and access a dedicated deal manager to guide them through the process, from pre-approval to closing.

Features

AI-powered property search platform for listings across Ontario

Down Payment Boost program providing a 2.0% cash back advance

Pre-approvals within 24 hours with a soft credit check

Access to preferred mortgage rates through industry-leading mortgage partners

Transparent closing services with expert real estate lawyers for a flat fee

Dedicated deal manager to guide users through the home-buying journey

Digital collaboration tools and notifications about key transaction moments

Target Audience

Buy.ca primarily targets first-time homebuyers, renters, and investors in Ontario seeking to increase their buying power and simplify the home-buying process.

Revenue Model

Buy.ca generates revenue through commissions from real estate transactions and partnerships with mortgage and legal service providers.