Builty
Builty provides a living record of U.S. properties built from 25+ years of address-level permit history, detailing each building element's age and the permit that set it. The platform structures data to align with industry-standard risk assessment forms—four-point inspections, wind mitigation, and COPE—covering 155M+ properties. Every risk score traces to the underlying dated permit record, enabling underwriters to verify the evidence behind each data point.
- Insurance Technology
- Data & Analytics
- Property Technology
- Software Only
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
The property file is written once and never updated. What a carrier knows about a building is mostly its year built; everything since then—the reroof, the panel upgrade, the repipe, the addition—happened without reaching the file. The four-point inspection exists because nobody has that record, even though the permit office has had it the whole time. Insurers feel this gap first, but everyone who prices, lends, or builds runs on the same blind spot.
Solution
Builty provides a living record of the property, detailing each building element at the address, its age, and the permit that set it. The platform structures the data to line up directly with industry-standard risk assessment forms: residential data aligns with four-point inspections and wind mitigation, while commercial data aligns with COPE (Construction, Occupancy, Protection, and Exposure). Covering 155M+ U.S. properties with 25+ years of address-level permit history, the platform returns dated, auditable facts for each building element—roof covering and replacement date, electrical panel capacity and upgrade dates, plumbing supply material and repipe history, HVAC system type and change-out dates, and fire protection system details. Every score traces to the underlying dated permit record, enabling underwriters to verify the evidence behind each data point.
Target Audience
Primary customers are property and casualty insurers (personal lines, small/middle commercial, large commercial, and specialty) for underwriting, claims, risk engineering, and portfolio management, as well as real estate, mortgage, construction, and government organizations that need property-level risk intelligence.
Features
- Address-level building element history spanning 155M+ U.S. properties with 25+ years of permit-verified data
- Roof records dated from the roof permit itself, preventing solar installations from incorrectly dating a roof replacement
- Electrical, plumbing, and HVAC data structured to map directly onto four-point inspection fields, including panel capacity, supply material, and per-unit change-out dates
- Commercial property data aligned with COPE fields, covering construction type, protection systems, and occupancy characteristics
- Permitted opening protection data (impact glazing, shutters, code cycle) for wind mitigation analysis
- Auditable risk scores from 0-100, with every score tracing to the underlying dated permit record and inspection status
- Dedicated state-level datasets for 12 states plus nationwide coverage across all 50 states and DC