btpanalisi.it is an Italian financial technology platform that provides retail investors with a comprehensive screener and analytical tools for BTPs (Italian government bonds) listed on the MOT market. The platform offers real-time net yield calculations, a bond calculator, and AI-driven market analysis to help users make informed fixed-income investment decisions.
Funding
Funding not disclosed
Founders
Product
Problem
Retail investors in Italy face significant challenges when evaluating BTPs (Italian government bonds), as calculating net yields requires accounting for the 12.5% substitute tax on government securities, accrued interest, and complex cash-flow mechanics. Most general-purpose financial platforms either omit these calculations entirely or bury them behind paywalls, leaving individual savers without reliable tools to compare investment opportunities across the full spectrum of listed bonds.
Solution
btpanalisi.it provides a specialized analytical platform dedicated exclusively to fixed-rate BTPs quoted on the MOT market, offering real-time net yield calculations that incorporate Italy's favorable 12.5% tax treatment on government bonds. The platform features a comprehensive screener covering all 106 listed BTPs, a bond calculator that simulates investment scenarios including stamp duty and customizable commissions, and daily AI-generated market commentary. Users can sort and filter bonds by yield, maturity, coupon, or price, while the platform's yield curve visualization and per-maturity breakdown help identify relative value opportunities across different time horizons.
Target Audience
Primary users are Italian retail investors and financial advisors seeking transparent, tax-aware analysis of BTP investments, as well as savers comparing fixed-income alternatives across different maturity horizons.
Features
- Complete screener of all 106 fixed-rate BTPs quoted on the MOT, sortable by net yield, maturity, coupon, or price with real-time Borsa Italiana closing data
- Interactive bond calculator that simulates net returns including the 12.5% substitute tax, stamp duty (bollo), and customizable intermediary commissions
- AI-powered daily market analysis providing commentary on yield movements, with featured bonds like the BTPGREEN 1.5% 2045 highlighted for significant price changes
- Yield curve visualization showing the highest-yielding bond for each maturity segment, from 2-year to 30+ year tenors
- Watchlist functionality with email OTP authentication for tracking preferred bonds, plus detailed individual bond pages with ISIN-specific simulation links
- Transparent methodology documentation explaining step-by-step how net yields are calculated, including the 12.5% tax advantage versus the 26% rate on other financial instruments