Brokian Financiamiento Inmobiliario provides flexible real estate financing solutions for individuals who may not qualify for traditional mortgages. The platform offers tailored loan products, including options for those with informal income or limited credit history, to facilitate property purchase, building, and renovation.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals face challenges accessing traditional real estate financing due to stringent credit requirements, lack of formal income verification, or limited credit history. This exclusion prevents them from purchasing, building, or renovating properties, hindering wealth accumulation and homeownership aspirations.
Solution
Brokian Financiamiento Inmobiliario offers a streamlined real estate financing platform designed to broaden access to property ownership. The company provides flexible loan products tailored to diverse financial profiles, including options for individuals in the informal economy or those without established credit histories. By simplifying the application and approval process, Brokian aims to make homeownership attainable for a wider demographic.
Target Audience
The primary target audience includes individuals seeking to purchase, build, or renovate real estate who may not qualify for conventional mortgage products due to income verification or credit history limitations.
Features
- Flexible loan plans with varying monthly payment structures (Joven, Estable, Clásica) to accommodate different financial capacities.
- "Cuota Joven" plan features a low initial down payment (from 5%) and does not require income verification or impose penalties for early repayment.
- "Cuota Estable" plan offers zero down payment, flexible repayment terms from 1 to 15 years, and includes life and disability insurance coverage.
- "Cuota Clásica" plan is accessible to individuals without credit bureau checks and accommodates those with informal income sources, including property damage insurance.
- Simplified application process designed for rapid processing and accessibility.