BRD Digital
BRD Digital provides regulated BRL settlement infrastructure connecting banks, PIX, and blockchain networks for 24/7 cross-border payments and treasury yield. The platform issues a fully reserved stablecoin backed 1:1 by Brazilian sovereign bonds, with a 104.0% collateral ratio independently attested monthly and verifiable on-chain across Solana, Ethereum, and Base.
- Financial Technology
- Blockchain & Cryptocurrency
- Web3 & NFTs
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Cross-border capital moving into Brazil pays banks 100–350 basis points plus up to 3.5% IOF (Brazil's tax on foreign-exchange transfers) and waits a day to settle. Despite Brazil becoming one of the world's largest stablecoin markets, the country's trillion-real payments market remains underserved by outdated settlement rails.
Solution
BRD provides regulated BRL settlement infrastructure connecting banks, PIX, and blockchain networks through fully reserved settlement rails. The platform enables always-on 24/7 settlement with stablecoin-settled transactions, eliminating IOF and reducing cross-border friction. BRD is licensed by Brazil's Central Bank, fully reserved with sovereign-bond backing, and independently audited monthly. The same settlement layer supports multiple workflows including treasury yield, risk-adjusted DeFi, embedded yield, global wallet-to-PIX payouts, and merchant settlement across currencies.
Target Audience
Primary customers are financial institutions, global wallets, payment platforms, and businesses needing regulated BRL settlement, cross-border money movement, or yield-bearing stablecoin infrastructure in Brazil.
Features
- 24/7 always-on settlement with stablecoin-settled transactions and 0% IOF
- 1:1 sovereign-bond reserves with 104.0% collateral ratio, independently attested monthly
- Licensed by Brazil's Central Bank with fully audited operations
- Treasury yield infrastructure offering up to 13.75% sovereign yield on idle treasury
- API-based embedded yield and FX conversion for programmatic access
- Cross-border payroll, remittances, and merchant settlement across currencies
- On-chain verifiable proof of reserves with real-time collateral ratio disclosure
- Stablecoin issued across Solana, Ethereum, and Base chains with public supply verification