BONUM
BONUM provides Mongolian businesses with a unified payment platform that consolidates domestic and international payment methods—including cards, QR codes, and mobile wallets—through a single integration. The company offers POS terminals, a payment gateway, branded card issuing, and the Neo super app, and is the only payment service provider in Mongolia to support Apple Pay and Google Pay. Merchants can accept all major card types and digital wallets without maintaining multiple separate payment system connections.
- Financial Technology
- Hardware
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Mongolian businesses must integrate separately with multiple domestic and international payment systems to accept payments, increasing development time and operational complexity. Many merchants also lack access to modern digital payment solutions such as Apple Pay and Google Pay.
Solution
BONUM provides businesses with a unified platform for accepting payments, managing transactions, and simplifying financial operations through POS terminals, a payment gateway, branded card issuing, and the Neo super app. The company enables acceptance of all major domestic and international payment methods—including card, QR code, and mobile wallets—through a single connection, eliminating the need for multiple integrations. BONUM is the only payment service provider in Mongolia that has introduced Apple Pay and Google Pay solutions and holds a card-issuing license from the Bank of Mongolia. Its services support QR codes, deeplinks, cards, banking apps, Apple Pay, and other digital wallets.
Target Audience
BONUM's primary customers are Mongolian small and medium-sized businesses, online merchants, social commerce sellers, and developers needing integrated payment solutions. Non-bank financial institutions and membership-based businesses can also use the branded card issuing service.
Features
- Dual POS: 6.5-inch and 2.5-inch dual-screen device with contactless, chip, QR code, and Apple Pay/Google Pay acceptance, plus inventory and order management systems
- Mobile POS: Uses Android smartphones with NFC capability as a payment terminal without requiring additional hardware
- Countertop POS: Sunmi P2 Smart Pad that connects to cash register systems and accepts QR, chip, contactless, and Apple Pay/Google Pay payments
- All digital payment methods: Supports Apple Pay, Google Pay, WeChat Pay, Socialpay, QPay, HiPay, and DigiPay through a single connection
- All card types: Accepts T card, MasterCard, VISA, UnionPay, and Amex cards
- E-invoice integration: Prints VAT QR code receipts and includes cash register, inventory, reporting, sales, and order management functionality
- Card storage and recurring billing: Stores customer cards for one-click payments and automatically deducts recurring charges
- Bonum.Card: Enables businesses to issue their own branded credit cards as a MasterCard member institution, compliant with PCI DSS standards
- Neo App: Multi-functional super app offering loans, payments, chat, and additional financial services