Bloks is a blockchain-enabled investment platform that allows individuals to invest in carefully selected commercial real estate projects starting from €100, providing access to off-market opportunities typically reserved for institutional investors. By issuing financial bonds tied to these properties, Bloks offers a structured investment model that generates passive income through rental yields while minimizing risks associated with tenant defaults and property management.
Funding
Funding not disclosed
Founders
Product
Problem
Individual investors often lack access to commercial real estate investment opportunities, which are typically reserved for institutional investors and require significant capital. This limited access prevents individuals from diversifying their portfolios with potentially higher-yield commercial properties and generating passive income through rental yields.
Solution
Bloks is a platform that democratizes commercial real estate investment by allowing individuals to invest in carefully vetted projects with smaller capital outlays. By issuing financial bonds tied to specific commercial properties, Bloks enables investors to participate in the rental income generated by these assets. The platform handles property management and tenant relations, providing a passive investment experience while mitigating risks associated with property ownership. Investors receive a share of the rental income, and the value of their investment is re-evaluated annually based on independent expert appraisals.
Target Audience
Bloks targets individual investors seeking to diversify their portfolios with commercial real estate, generate passive income, and access investment opportunities previously unavailable to them.
Features
- Investments starting from €100, lowering the barrier to entry for commercial real estate.
- Access to off-market commercial real estate opportunities typically reserved for institutional investors.
- Financial bonds tied to the underlying commercial property, providing a structured investment.
- Quarterly distribution of rental income, generating passive returns for investors.
- Annual re-evaluation of bond values based on independent expert appraisals (RICS certified).
- Key-in-hand management of the assets, including tenant relations and property maintenance.
- Investments secured by a first-rank mortgage on the financed asset.