BlackCalc
BlackCalc is a web-based financial modeling platform that enables business owners and founders to create institutional-grade projections and compare business scenarios without relying on spreadsheets. The tool automatically generates income statements, cash flow, and balance sheets from structured inputs, and produces shareable links that anyone can view without an account. It includes real-time metrics like cash burn, runway, and adjusted EBITDA, with an AI assistant called Flip rolling out to Pro users.
- Financial Technology
- Enterprise Software
- Data & Analytics
- Software Only
- Artificial Intelligence
Funding
Founders
Founder details are not available yet.
Product
Problem
Business owners and financial managers often rely on manual spreadsheet-based modeling, which is time-consuming, error-prone, and difficult to share or update. Creating professional-grade financial projections typically requires advanced Excel skills, and the resulting files are hard to collaborate on or present to stakeholders without formatting issues and version-control problems.
Solution
BlackCalc provides a web-based financial modeling tool that lets users create institutional-grade projections and compare business scenarios without building spreadsheets. The platform guides users through clearly marked input fields covering capital, revenue, operations, R&D, and hiring, with every change automatically updating charts and projections in real time. Users can generate fully loaded profit, net income, adjusted EBITDA, cash burn, runway, and other key metrics through an intuitive interface. The tool produces shareable links that anyone can open and view without an account, eliminating file-format and access barriers. Intelligent visualizations and tooltips explain each variable, helping users understand their financial strategy and make confident decisions. An AI assistant named Flip, described as a "Pocket CFO," is being rolled out to Pro users to provide advice on financial strategy and assumptions.
Target Audience
Primary users are business owners, startup founders, and financial managers who need to create professional financial projections and scenario comparisons without relying on spreadsheet expertise or external financial consultants. The platform also serves business consultants, incubators, and cohorts that require consistent financial modeling across multiple companies.
Features
- Structured calculator sections for capital, revenue, operations, R&D, and hiring with add/remove row functionality and toggleable inputs
- Real-time stats side panel that immediately reflects changes to inputs, showing metrics like gross revenue, net cash burn, and operating runway
- Automated financial statements including income statement, cash flow, and balance sheet generated from user inputs
- Shareable projection links that anyone can view without an account, with a centralized dashboard for managing reports shared with the user
- Built-in analysis tools for marketing and unit economics, plus intelligence visualizations that reveal relationships and deeper insights into financial strategy
- Tooltips and explanatory content for each variable to clarify financial terminology and strategy
- AI-powered assistant "Flip" that studies financial strategy and provides recommendations (rolling out to Pro users starting Q4 2025)
- Multi-currency support including major fiat and crypto currencies (BTC, ETH), with interface available in English, French, and Japanese