BitCense provides a compliant, end‑to‑end platform that lets private credit originators package and distribute securities to retail investors through licensed EU fund managers. The service handles structuring, SPV formation, securities registration, and due diligence, giving originators a single pipeline to access retail capital while preparing for future US market entry.
Funding
Funding not disclosed
Founders
Product
Problem
Retail investors in the EU have limited access to private credit opportunities because such investments typically require compliance with strict fund regulations and the involvement of licensed fund managers. Simultaneously, private credit originators struggle to reach a broad retail base due to the complexity of structuring, securities registration, and due‑diligence processes.
Solution
BitCense operates a compliant bridge that connects qualified private‑credit originators with retail investors through licensed EU fund managers. The platform takes responsibility for SPV formation, securities registration, and institutional due‑diligence, allowing originators to concentrate on deal sourcing while BitCense handles structuring and regulatory compliance. By aggregating deal flow into a single standardized pipeline, BitCense simplifies documentation and delivers investment‑grade products to fund managers, creating a scalable distribution channel. The service is built to meet current EU requirements and is prepared for future expansion into the US market using the same compliant framework.
Target Audience
Primary customers are private‑credit originators seeking retail capital and licensed EU fund managers that require a single, compliant source of investment‑grade private credit deals.
Features
- End‑to‑end SPV creation and securities registration that satisfy EU fund‑manager regulations
- Institutional‑grade due‑diligence and compliance checks performed by the platform
- Centralized pipeline that aggregates private‑credit deals and standardizes documentation for fund managers
- Direct connection to a network of licensed EU fund managers, enabling retail distribution of private credit assets
- Ready‑to‑deploy process architecture designed for future US market entry without redesign