BISSA provides a regulated payment‑institution platform that lets companies convert fiat to stablecoins and back without managing wallets, prefunding balances, or obtaining a crypto licence. The service offers instant, 24/7/365 on‑chain settlement, handling the fiat‑stablecoin conversion and settlement directly to the counterparty’s wallet or a fiat account. It is used by travel platforms and payment service providers to streamline cross‑border payments and reduce FX friction.
Funding
Funding not disclosed
Founders
Product
Problem
BISSA addresses the difficulty businesses face when moving value between fiat currencies and stablecoins, which traditionally requires managing crypto wallets, keys, pre‑funded balances, and navigating complex regulatory compliance.
Solution
BISSA operates as a regulated payment‑institution that enables companies to convert fiat to stablecoins and back without handling any crypto infrastructure. Clients fund a fiat account, and BISSA instantly converts the amount to stablecoins and transfers them on‑chain, or receives stablecoins and settles the proceeds directly into a fiat account. The service runs 24/7/365 with transaction‑by‑transaction settlement, eliminating batch processing and banking cut‑offs. By providing a fiat‑only workflow, BISSA removes the need for wallet management, key custody, or pre‑funded balances, while maintaining compliance under MiCA and local payment‑institution regulations. This allows businesses to settle cross‑border payments, supplier invoices, and merchant payouts instantly, reducing FX friction and capital lock‑up.
Target Audience
Primary customers are travel platforms, payment service providers, international payment method operators, and Web3/tokenized finance companies that need seamless fiat‑stablecoin conversion without building crypto infrastructure.
Features
- Real‑time fiat‑to‑stablecoin and stablecoin‑to‑fiat conversion with on‑chain settlement, available 24/7/365
- No requirement for customers to pre‑fund accounts or maintain crypto wallets, keys, or exchanges
- Regulated payment‑institution framework (MiCA compliant) that handles fiat compliance on behalf of clients
- Transaction‑by‑transaction processing eliminates batch windows and banking cut‑offs
- API‑driven integration for SEND (fiat funding → stablecoin transfer) and RECEIVE (stablecoin receipt → fiat settlement) workflows
- Support for multiple stablecoin networks and automatic reconciliation to client fiat accounts