Birch Hill
Birch Hill provides institutional-grade infrastructure for underwriting, curating, and scaling tokenized credit exposure onchain. The platform combines agentic risk assessment with human expertise to manage vaults, onchain asset-backed securities, and private credit products for institutional lenders. Its first live market is the Birch Hill RWA USDC vault on Base, lending against tokenized multifamily real estate.
- Blockchain & Cryptocurrency
- Financial Technology
- Web3 & NFTs
- AI Agents
- Artificial Intelligence
- Software Only
- Regulatory & Compliance Technology
- Defense Tech
Funding
Raised to date
$6.5MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 2 rounds
FJD+1$4M · Seed
Announced Oct 2026
Disclosed cumulative: $6.5M
Founders
Founder details are not available yet.
Product
Problem
Institutional investors seeking to participate in digital asset credit markets face a lack of disciplined underwriting, ongoing monitoring, and compliance-ready infrastructure. The digital asset ecosystem offers opportunity but often lacks the rigorous credit analysis, risk management, and reporting standards that institutions require, creating a barrier to large-scale onchain allocation.
Solution
Birch Hill provides the infrastructure for institutions to underwrite, curate, and scale tokenized credit exposure onchain. The company applies traditional credit discipline to onchain lending and Real World Asset (RWA) opportunities, offering structuring and issuance infrastructure to bring assets onchain. Birch Hill designs and manages permissionless and institutional vaults with pre-set credit parameters, supply caps, and concentration limits, ensuring disciplined risk management. The platform provides real-time monitoring, institutional-grade reporting, and continuous oversight of collateral and market risks, bridging traditional and decentralized finance. Each collateral asset is assessed down to the individual loan before a vault allocates to it, using a six-step agentic assessment pipeline that includes source evidence gathering, risk analysis, scenario testing, human review, and continuous monitoring.
Target Audience
Primary customers are institutional lenders, including verified USDC suppliers, accredited investors, and asset managers, who need disciplined risk, compliance, and oversight frameworks for digital asset credit exposure. Originators with loan books in new asset classes can also issue oABS through the platform.
Features
- Agentic assessment pipeline: source evidence, connect context, analyze risk, test assumptions, human review, and continuous monitoring
- Vault curation with credit parameter design, market eligibility, supply caps, and concentration limits
- Onchain asset-backed securities (oABS) with published buy boxes, loan-level reporting, and QA agent due diligence
- Permissionless ecosystem vaults (e.g., Birch Hill Groma Ecosystem on Base) and discretionary flagship vaults advised by BH Digital Asset Management
- Real-time monitoring and institutional-grade reporting for compliance readiness
- Tokenization and enterprise solutions for bringing assets onchain
- Structured products with fixed leverage (1.5x, 2x, 3x) and a private fund (Birch Hill Absolute Value) with a $250,000 minimum investment
- Identity verification, accredited investor screening, and wallet screening through third-party providers