BeRebel provides a monthly car insurance that charges drivers based on the kilometres they actually drive, with a minimum fee covering the first 200 km and per‑km billing for any excess. A free telematics device (RebelBot) installed on the vehicle records mileage, assists in accident reconstruction, and enables real‑time tracking via a mobile app that also stores a digital insurance card in the phone’s wallet. The model offers flexible, usage‑based coverage and optional CO₂ offsetting for environmentally‑conscious drivers in Italy.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional auto insurance policies charge a fixed annual premium regardless of how much a driver actually uses the vehicle, leading to overpayment for low‑kilometre users and providing little incentive to reduce driving and emissions.
Solution
BeRebel offers a monthly car insurance model that bases the premium on the actual kilometres driven, with a minimum monthly fee covering the first 200 km. A compact telematics device, RebelBot, is installed in the vehicle to accurately record mileage, assist in incident reconstruction, and provide real‑time location tracking. The data are synced to a dedicated mobile app where policyholders can monitor their usage, adjust coverage options, and view digital insurance certificates stored in their smartphone wallet. At the end of each month, any kilometres beyond the included 200 km are billed, while the policy can be renewed or cancelled at any time, giving drivers flexible, usage‑based coverage.
Target Audience
BeRebel targets private car owners in Italy who drive infrequently or want to align their insurance costs with actual vehicle usage, as well as environmentally‑conscious drivers seeking a sustainable, pay‑as‑you‑go insurance model.
Features
- RebelBot telematics unit (free loan) installed on the car battery, measuring kilometres and transmitting data securely
- Monthly billing with a base fee covering 200 km; excess kilometres charged at a per‑km rate
- Mobile app for real‑time km tracking, cost simulation for future months, and digital insurance card stored in the phone’s wallet
- Customizable coverage options that automatically adjust the vehicle’s insured value based on usage
- Incident assistance: detailed driving data helps reconstruct accidents, reduce false claims, and support dispute resolution
- Vehicle‑location feature to locate the car when parked
- Option to offset CO₂ emissions by paying 50 % of the compensation cost, with BeRebel covering the remainder