Belender is a digital platform that collects customer consent via API or web interface to retrieve official documentation, such as CIRBE and income statements, within two minutes. This technology streamlines risk analysis for loan applicants by providing reliable and standardized data quickly, enhancing decision-making efficiency for financial institutions.
Funding
$220K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions face challenges in efficiently gathering and standardizing applicant data for risk analysis, often encountering delays and inconsistencies in obtaining necessary documentation like credit bureau reports (CIRBE) and income statements. This process can be time-consuming and impact the speed and accuracy of loan decisions.
Solution
Belender is a platform that automates the retrieval of official documentation required for risk analysis, such as CIRBE, employment history, income statements, and tax filings, directly from potential clients. By obtaining customer consent via API or web interface, Belender collects and standardizes this data within two minutes, providing financial institutions with reliable and up-to-date information. This streamlined process enhances the efficiency of risk assessment, enabling faster and more informed decision-making for loan applications and other financial services. The platform offers customizable consent interfaces and flexible integration options, including API and embedded solutions.
Target Audience
Belender targets banks, digital lenders, real estate companies, credit card providers, insurance companies, leasing services, equipment rental companies, and large enterprises that require efficient risk analysis for loan applicants.
Features
- API and web interface for initiating data requests.
- Customer consent collection via phone.
- Automated retrieval of official documents: CIRBE, employment history, income statements, tax filings, and more.
- Data standardization for consistent analysis.
- Customizable consent interface with whitelabeling options.
- Flexible integration options: platform, API, or embedded within existing applications.
- Secure data handling as a RA delegate of an authorized eIDAS entity.
- ISO 27001 (security) and ISO 9001 (quality) certifications.