bcause is a B‑Corp certified social‑finance platform that lets individuals, businesses and NGOs deposit money, schedule recurring donations, create personal Foundations and invest in impact portfolios—all within a single app. The service provides zero‑fee donation processing, automatic tax‑deductible receipts, and interest‑bearing balances to amplify contributions, while an independent trustee board ensures transparency and security.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals, businesses, and NGOs face fragmented, costly, and administratively heavy processes when trying to donate, fundraise, or invest for social impact, often lacking transparent tracking, tax‑efficient handling, and the ability to grow their contributions.
Solution
bcause offers a digital Social‑Finance platform that consolidates charitable giving, impact investing, and fund management in a single app and web interface. Users can deposit money, schedule recurring donations, create personal Foundations, and invest in the bcause Impact Portfolio, all with zero transaction fees for registered users. The platform automatically generates legally compliant donation receipts, provides tax‑deductible documentation, and applies interest or bonus payments to idle balances, increasing the financial power of contributions. An independent trustee board oversees all transactions, ensuring compliance and transparency, while social features let users follow peers, share their Foundations, and discover new causes.
Target Audience
Private donors, corporate CSR programs, and nonprofit organizations seeking a streamlined, tax‑efficient, and socially connected way to give, raise funds, or invest for impact.
Features
- Integrated wallet for deposits, recurring donations, and impact investments with optional interest‑bearing “grow” accounts
- Zero‑fee donation processing for registered users; only 1.5 % fee for guest credit‑card/PayPal payments
- Automatic, legally valid donation receipts and tax‑deduction support via a German charitable foundation
- Interest/bonus accrual on balances (1 % p.a. up to €10 k, 2 % p.a. above €10 k) to amplify impact
- Social layer allowing users to create and share Foundations, follow others, and pool funds for collective giving
- B‑Corp certified, GDPR‑compliant, and overseen by an independent trustee board for security and accountability
- Tools for NGOs: free digital fundraising profile, customizable donation forms, QR‑code links, and exportable donor data