Banknbox provides an all-in-one banking SaaS platform with digital banking, card issuing and processing, and acquiring services for banks, fintechs, and merchants. The platform supports virtual and physical cards—including debit, credit, prepaid, and gift cards—with instant issuance via APIs, tokenization for mobile wallets, and built-in fraud detection. It also offers white-label internet and mobile banking solutions to help financial institutions modernize their infrastructure.
Funding
Funding not disclosed
Founders
Product
Problem
Banks and fintechs face significant complexity and cost when building or modernizing their payment infrastructure, including card issuance, processing, and digital banking channels. Legacy systems are often rigid, slow to deploy, and require substantial in-house technical expertise, making it difficult for non-bank players to offer competitive payment products.
Solution
Banknbox delivers a comprehensive banking SaaS platform that combines digital banking, card issuing and processing, and acquiring services in one integrated ecosystem. The platform enables banks, fintechs, and merchants to issue and manage virtual and physical cards—including debit, credit, prepaid, gift, and installment cards—through a centralized dashboard with real-time tracking and spending controls. APIs allow for instant card issuance and seamless integration into existing applications, while built-in fraud detection, 3D Secure, and tokenization support secure transactions across in-store, online, and mobile channels. The white-label digital banking solutions include core banking, internet banking, and mobile banking modules, allowing institutions to modernize their infrastructure without building from scratch.
Target Audience
Primary customers are banks, fintech startups, financial service providers, and merchants seeking to launch or scale card programs, digital banking channels, and payment acquiring services without building proprietary infrastructure.
Features
- Card issuing platform supporting debit, credit, prepaid, virtual, gift, payroll, installment, and Islamic card types
- API-driven instant card issuance with BIN sponsorship for global compatibility
- Mobile wallet integration with Apple Pay, Google Pay, and Samsung Pay via certified SDKs and tokenization
- Real-time transaction monitoring, fraud detection, and 3D Secure authentication
- White-label digital banking suite including core banking SaaS, internet banking, and mobile banking platforms
- Acquiring services for in-store, online, and mobile POS cashless payments
- Centralized dashboard for card management, spending controls, and program administration