Baltic Block provides an EU‑licensed crypto payments gateway that lets merchants accept multiple cryptocurrencies and receive instant settlement in euros, with built‑in AML/KYC and tax reporting. It also operates a confidential OTC desk for institutional and high‑volume traders, offering private execution, fixed pricing, and guaranteed settlement. The web‑based platform supplies APIs, plugins, and automated compliance tools for seamless integration.
Funding
Funding not disclosed
Founders
Product
Problem
Merchants seeking to accept cryptocurrency often face regulatory uncertainty, complex integration, and delayed conversion to fiat, which can deter customers and expose businesses to compliance risk. High‑volume crypto traders also lack confidential, compliant channels for large OTC transactions.
Solution
Baltic Block offers an EU‑compliant crypto payments gateway that enables merchants to accept a range of cryptocurrencies and receive immediate settlement in euros or other fiat currencies. The service is authorized as a virtual asset service provider by the Polish Ministry of Finance, ensuring adherence to AML/KYC and tax regulations. In parallel, Baltic Block operates a confidential OTC desk for institutional and high‑volume traders, providing private execution and guaranteed settlement. Both offerings are delivered through a web‑based platform that handles transaction routing, conversion, and compliance reporting, allowing businesses to integrate crypto payments and large trades without building their own infrastructure.
Target Audience
Primary customers are online retailers, brick‑and‑mortar merchants, and service providers in the EU that want to accept crypto payments, as well as institutional investors, crypto funds, and large enterprises requiring confidential OTC trading.
Features
- Real‑time crypto‑to‑fiat conversion with instant euro settlement
- Full regulatory compliance under EU virtual asset service provider licensing (AML/KYC, tax reporting)
- API and plugin integrations for e‑commerce platforms, POS systems, and custom checkout flows
- Confidential OTC desk with private order books, fixed pricing, and settlement guarantees for high‑volume trades
- Automated compliance monitoring and reporting tools for merchants and traders
- Multi‑currency support for major cryptocurrencies and stablecoins