AVKI provides a fintech platform that tokenizes institutional‑grade commercial real estate, allowing banks and other financial institutions to offer fractional ownership products with low minimum investments. The white‑label solution integrates with existing core banking systems, uses a Solana‑based settlement layer for instant transactions, and includes automated cap‑table, tax reporting, and compliance features, giving investors inflation‑protected yield and sponsors access to a broader capital pool.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional investment portfolios rely on a 60/40 split of stocks and bonds, assuming inverse correlation and stable inflation. In the current high‑inflation environment, equities and fixed income often move together, eroding diversification and leaving investors without safe havens. Access to institutional‑grade commercial real estate, which can provide inflation‑linked cash flow and growth, is limited to high‑minimum REITs or ultra‑high‑net‑worth investors, creating a gap for broader retail participation.
Solution
AVKI offers a fintech platform that tokenizes institutional‑quality commercial real estate assets, enabling fractional ownership with low minimum investments. By integrating a white‑label operating system into banks’ existing core stacks, the platform lets financial institutions distribute these tokenized CRE products directly to their customers while maintaining regulatory compliance through a “Golden Record” off‑chain ownership ledger. Transactions settle instantly on the Solana blockchain using stablecoin rails, and the platform provides automated cap‑table management, K‑1 distribution, and investor communications. The partnership with Sierra Capital supplies a ready inventory of cash‑flowing, debt‑service‑coverage‑positive properties, ensuring liquidity from day one. This infrastructure upgrades the traditional financial system, delivering inflation‑protected yield and growth to a wider investor base without compromising legal enforceability.
Target Audience
Primary customers are regional banks, neobanks, and other financial institutions seeking to offer high‑yield, inflation‑protected products, as well as commercial real estate sponsors looking to digitize syndication and access a broader pool of capital.
Features
- Fractional tokenized ownership of commercial real estate with minimums as low as $1,000
- White‑label integration that connects to banks’ core banking systems, keeping customers within the institution’s app
- “Golden Record” architecture: off‑chain legal ownership database paired with on‑chain settlement for enforceability and auditability
- Instant settlement via Solana blockchain and stablecoin rails, eliminating T+2 delays
- Automated cap‑table, K‑1 tax reporting, voting, and investor communication dashboard for sponsors
- Built‑in compliance checks (identity, accreditation, jurisdiction) enforced at the asset level
- Access to pre‑sourced, institutional‑grade CRE inventory through Sierra Capital, providing immediate market liquidity