Provides a composable, cloud‑ready banking platform for banks, neobanks, and fintechs, offering a digital core, open APIs, AI‑driven lending, collections, payments, and real‑time AML/fraud solutions. The suite includes low‑code loan automation, omni‑channel banking, and integration tools to accelerate digital transformation and improve customer experiences.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions and fintech companies often rely on legacy core banking systems that are inflexible, difficult to integrate, and slow to support new digital services. This hampers the ability to launch omnichannel experiences, automate lending, and meet evolving regulatory requirements such as AML and PSD2.
Solution
Auradatacorp offers a composable, cloud‑ready banking platform that provides a modern digital core with open APIs and low‑code automation tools. The platform enables banks, neobanks, and fintechs to quickly assemble and customize retail, corporate, and SME banking services, including AI‑driven lending, digital payments, and real‑time fraud and AML monitoring. Integrated hybrid integration capabilities support seamless connection to third‑party systems and legacy cores, while a unified dashboard delivers real‑time analytics and personalized customer journeys. By delivering a modular architecture that can be deployed on‑premises or in the cloud, the solution accelerates digital transformation and reduces time‑to‑market for new products.
Target Audience
Primary customers are commercial banks, digital‑native neobanks, and fintech firms seeking to modernize their core banking infrastructure and launch scalable, API‑driven financial products.
Features
- Cloud‑native digital core with modular, composable services for retail, corporate, and SME banking
- Open API layer and hybrid integration platform supporting PSD2, ISO 20022, and rapid third‑party connectivity
- Low‑code loan automation suite with AI‑based credit decisioning, digital disbursement, and end‑to‑end workflow management
- Real‑time AML and fraud risk engine with transaction monitoring, case management, and analytics dashboards
- Omni‑channel banking framework delivering consistent experiences across web, mobile, video, and USSD interfaces
- Integrated digital payments hub offering wallets, UPI, payment switches, and sound‑based payment options
- Built‑in data migration, optimization, and automated testing tools for smooth core modernization