S. mortgage‑backed securities. S.
Funding
Funding not disclosed
Founders
Product
Problem
Investors seeking exposure to mortgage-backed securities face high entry barriers, limited liquidity, and opaque transaction processes, especially when accessing these assets through traditional financial channels.
Solution
Asset Token Ventures tokenizes a diversified pool of U.S. mortgage-backed securities into the MBSToken, allowing investors to purchase fractional ownership on a blockchain platform. The underlying securities are primarily guaranteed by government-sponsored entities, and the token holdings are placed in bankruptcy‑remote funds to enhance security. Transactions are recorded on an immutable ledger, providing real-time visibility into portfolio composition and performance. The structure leverages the tax advantages of a U.S. Virgin Islands fund, offering a potential 90% income‑tax exemption for qualified investors. By combining traditional fixed‑income assets with blockchain transparency, the platform delivers a more accessible and potentially tax‑efficient entry point for both individual and institutional investors.
Target Audience
Primary customers are accredited individual investors and institutional investors such as asset managers and family offices seeking stable, fixed‑income exposure with enhanced liquidity and transparency.
Features
- Tokenized exposure to a diversified pool of high‑quality U.S. mortgage‑backed securities, many with GSE guarantees
- Bankruptcy‑remote fund structure that isolates the asset pool from sponsor liabilities
- Immutable blockchain ledger delivering real‑time transaction records and portfolio transparency
- Potential 90% income‑tax exemption for qualified investors under U.S. Virgin Islands fund rules
- Compliance framework restricting participation to accredited investors and qualified purchasers
- Integration with Securitize for regulated token issuance and custody