eloQ
eloQ is an AI-powered financial assistant (DAF IA) that helps French SME leaders monitor their business in real time by connecting to their accounting software. It transforms accounting data into up-to-date dashboards, forecasts, and proactive alerts, enabling managers to make informed decisions between annual reports without replacing their accountant. The platform answers natural-language questions, detects partial client payments, and supports scenario planning like testing a recruitment decision.
- Artificial Intelligence
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Small and medium-sized business leaders often make decisions based on outdated financial statements, waiting for annual reports or month-end closings to understand their cash flow, margins, and payment delays. This reactive approach means early warning signs—such as declining treasury, rising days sales outstanding, or margin erosion—are spotted only when they become critical, limiting the ability to act proactively and avoid cash crunches.
Solution
eloQ provides an AI-driven financial director (DAF IA) that connects directly to a company’s accounting software to continuously analyze financial data and deliver real-time answers, forecasts, and alerts. The platform centralizes accounting, banking, invoicing, and budget information into a single view, allowing leaders to track operational metrics like mission profitability, client payment status, and cash flow without manual spreadsheet work. Users can ask questions in natural language and receive verifiable responses based on their own synchronized data, not generic averages. eloQ also generates proactive alerts on treasury declines, budget deviations, and working capital increases, helping managers anticipate risks and prepare decisions like hiring or investment. The solution is designed to complement, not replace, the expert-comptable, ensuring the accountant retains responsibility for statutory accounts while eloQ supports continuous insight between exchanges.
Target Audience
The primary customers are French SME owners and managers who need real-time financial oversight between accountant visits, as well as external CFOs (DAF externalisés) and accountants who want to equip their clients with continuous monitoring tools while retaining advisory roles.
Features
- Natural-language query interface that lets business leaders ask financial questions and receive answers grounded in their own verified, synchronized accounting data
- Real-time dashboards combining activity, invoicing, profitability, treasury, and budget data into one consolidated view
- Automated alerts for cash-flow decreases, rising DSO, unpaid or partially paid invoices, budget overruns, and elevated working capital requirements
- Scenario modeling tools that allow leaders to test decisions such as recruitment or investment against projected cash positions
- Read-only access to accounting data with company-level isolation, encrypted storage, and RGPD compliance
- FEC import or direct accounting software connection with setup typically completed in minutes, supported by a guided onboarding process