Artu is an AI‑driven PLD/AML platform that automates the full compliance lifecycle required by Mexico’s LFPIORPI, covering KYC/KYB verification, risk matrix construction, transaction monitoring, and automatic generation of SAT‑required SPPLD reports. The modular solution supports all 17 vulnerable activities, integrates data ingestion from any format, and reduces monthly user effort to a few minutes while providing audit‑ready documentation and annual regulatory training.
Funding
Funding not disclosed
Founders
Product
Problem
Companies that perform activities classified as vulnerable under Mexico’s LFPIORPI face a complex, manual compliance burden—including KYC, risk matrix construction, transaction monitoring, and mandatory reporting to the SAT. The process requires extensive data handling, technical expertise, and ongoing updates, leading to high operational costs and risk of regulatory penalties.
Solution
Artu provides an AI‑driven PLD/AML platform that automates the full compliance lifecycle required by the LFPIORPI. The system ingests client and transaction data in any format, performs identity verification (KYC/KYB) against official SAT lists, builds configurable risk matrices (EBR), and monitors transactions against dynamic UMA thresholds. It automatically generates and validates the XML reports for SAT’s SPPLD, delivering them with full audit trails. All modules are modular and can be activated per the 17 specific vulnerable activities, allowing a fully customized solution that is deployed in roughly two weeks. The platform’s interface is designed for daily use by compliance officers, requiring only a few minutes of interaction each month.
Target Audience
Primary customers are Mexican companies that conduct LFPIORPI‑designated vulnerable activities—such as jewelry, real estate, notary services, loans, lotteries, and vehicle sales—and regulated entities (e.g., SOFOMEs, fintechs) that must meet AML/PLD obligations.
Features
- AI‑powered KYC/KYB with biometric verification, UBO identification, and global sanctions list checks
- Configurable risk matrix (EBR) per activity, with adjustable parameters and thresholds
- Automatic transaction ingestion and IA‑driven anomaly detection, including real‑time risk scoring
- Generation, validation, and electronic submission of SAT‑required SPPLD XML reports with audit logs
- Modular architecture covering 17 LFPIORPI‑defined vulnerable activities; modules can be toggled on/off
- Rapid 2‑week implementation using pre‑built templates and end‑to‑end data mapping
- Integrated annual LFPIORPI training course for staff compliance and best‑practice updates
- Dashboard with guided workflows, alerts, and reporting tools for compliance officers