Arthmate provides a cloud-based financial services platform that enables fintechs and SMEs to deploy credit and lending technology through microservices-enabled APIs. The platform addresses the need for rapid digital lending solutions by offering customizable loan products and advanced risk management tools, facilitating efficient loan origination and management within two weeks.
Funding
Funding not disclosed
Founders
Product
Problem
Fintechs and SMEs often face challenges in rapidly deploying digital lending solutions due to the complexities of integrating various technologies and managing risk. Traditional lending platforms can be cumbersome, requiring significant time and resources for customization and implementation. This can hinder their ability to quickly offer diverse loan products and effectively manage credit risk.
Solution
Arthmate provides a cloud-based financial services platform that enables fintechs, digital platforms, and SME anchors to quickly deploy credit and lending technology through microservices-enabled APIs. The platform offers a comprehensive suite of services, including loan origination and loan management systems, along with value-added digital India-stack services. Arthmate facilitates efficient loan origination and management by providing a customizable lending product suite, advanced analytics-based risk management tools, and embedded loan sourcing capabilities. The platform's architecture allows for the rapid deployment of digital lending solutions, enabling clients to offer diverse loan products within a short timeframe.
Target Audience
Arthmate primarily targets fintechs, digital platforms, SME anchors, banks, NBFCs, and auto OEMs/dealers seeking to deploy or enhance their digital lending capabilities.
Features
- Microservices-enabled, plug-n-play API-based lending stack for rapid deployment
- Comprehensive lending product suite with 20+ customizable loan products
- Loan origination system (LOS) and loan management system (LMS)
- Analytics-based risk scorecards and early warning system
- Embedded loan sourcing capabilities
- Value-added digital India-stack services (Bureau, cKYC, PAN, Aadhar, AA based bank statement analyzer)
- Credit exchange platform with in-house NBFC, co-lending with banks and NBFCs, and P2P lending
- Cross-sell/Up-sell engine