ArthaNova provides a digital asset platform that tokenises private loans into blockchain‑based, yield‑bearing tokens, enabling transparent, on‑chain trading and AI‑driven pricing. By pooling issuances, the platform diversifies credit risk and creates a secondary market that gives institutional lenders liquidity and investors access to diversified private‑credit exposure.
Funding
Funding not disclosed
Founders
Product
Problem
Private credit markets, despite managing over $3 trillion in assets, suffer from severe liquidity constraints, opaque pricing, and limited distribution channels, making it difficult for lenders to free up balance‑sheet capacity and for investors to access diversified credit exposure.
Solution
ArthaNova builds a digital asset platform that tokenises real‑world private loans, turning them into transparent, tradable, yield‑bearing tokens. By combining tokenisation with pooled issuance, the platform diversifies risk across multiple loans and creates a secondary market where these tokens can be bought and sold. AI‑driven analytics provide real‑time pricing and transparency, enabling efficient valuation and risk assessment. The marketplace connects institutional lenders seeking liquidity with investors looking for diversified private‑credit exposure, thereby improving capital flow across the financial system.
Target Audience
Primary users are institutional lenders (e.g., banks, credit funds) that need liquidity for their private‑credit holdings and institutional investors seeking diversified, efficiently priced private‑credit exposure.
Features
- Tokenisation of individual private loans into blockchain‑based digital assets
- Pooled issuance structures that spread credit risk across diversified loan portfolios
- Integrated secondary market for on‑chain trading of tokenised credit assets
- AI‑powered pricing and transparency tools delivering real‑time valuation and risk metrics
- Smart‑contract enforcement of loan terms, interest payments, and principal repayments
- Compatibility with institutional custodial and settlement systems for seamless integration