Ali Erhat N.
Co-founder & CEO

Arf provides a regulated liquidity and settlement platform that enables licensed cross-border payment companies to access short-term, receivable-backed liquidity without the need for prefunding. This solution facilitates real-time transaction settlements, allowing businesses to manage their global treasury efficiently and expand their operations across international corridors.
Raised to date
$14.6MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.






Cross-border payment companies face challenges in accessing sufficient liquidity to facilitate transactions, often requiring prefunding, which ties up capital and limits their ability to scale. Traditional banking infrastructure can be slow and expensive, hindering real-time settlements and efficient treasury management.
Arf provides a regulated liquidity and settlement platform that enables licensed cross-border payment companies to access short-term, receivable-backed liquidity without prefunding. The platform utilizes real-world-asset-based digital assets, such as stablecoins, to facilitate real-time settlements and efficient global treasury management. Arf's infrastructure offers native on-ramp and off-ramp capabilities, allowing for seamless movement of value across borders in a transparent and compliant manner. By eliminating the need for prefunding, Arf enables businesses to utilize capital for growth and expansion, access always-on treasury services, and settle transactions faster.
Arf primarily serves licensed cross-border payment companies, including money service businesses and financial institutions, seeking to optimize their liquidity and streamline global transactions.