Areal.ai provides an AI-driven platform that ingests and classifies mortgage and title documents, extracting thousands of data points with high accuracy. The system automates fee balancing, CD reconciliation, and post‑closing validation, delivering verified data to loan‑origination systems via a single‑call API while maintaining audit‑ready logs. It enables lenders and title companies to scale loan processing without additional staffing.
Funding
Funding not disclosed
Founders
Product
Problem
Mortgage and title operations rely on manual document handling, fee reconciliation, and post‑closing reviews that are time‑intensive, error‑prone, and costly, limiting loan‑processing capacity and increasing compliance risk.
Solution
Areal.ai delivers an AI‑powered platform that ingests, classifies, and extracts data from mortgage and title documents using deep‑learning models and large language models. The system automates fee balancing, CD reconciliation, and post‑closing validation, reducing manual effort and error rates. Integrated APIs push verified data into loan‑origination systems such as Encompass or Byte in real time, while audit‑ready logs maintain compliance. The platform scales to handle thousands of loans simultaneously, enabling lenders and title companies to increase fulfillment throughput without additional staffing.
Target Audience
Primary customers are mortgage lenders, loan processors, closers, and title companies seeking to automate origination, fee balancing, and post‑closing review workflows.
Features
- Single‑call API for document ingestion from POS, LOS, cloud storage, or any third‑party system.
- Machine‑learning classification engine covering >1,500 document types with high precision.
- Extraction of >3,000 data points per loan, achieving >99% accuracy on fee and compliance fields.
- Automated CD Balancer that reconciles lender and title fees, eliminates manual fee cures, and updates Encompass instantly.
- Processor Copilot and Closer Copilot agents that validate borrower documents, flag exceptions, and generate automated communications.
- Rapid Order Entry and Rapid Document Indexing modules that create title orders and index documents without human intervention.
- Agentic AI Copilot framework that allows users to configure autonomous workflows within built‑in compliance guardrails.
- Secure, cloud‑hosted analytics with end‑to‑end encryption, role‑based access, and full audit trails.