Arcus is a PaaS platform that enables businesses to send and receive real-time payments through the Mexican SPEI® system, utilizing interbank CLABE numbers for secure transactions. The platform provides tools for instant CLABE management and payment tracking, ensuring efficient cash flow and operational control for users.
Funding
Funding not disclosed
Founders
Product
Problem
Many businesses in Mexico struggle with efficient and secure real-time payment processing due to complexities in accessing and managing the SPEI (Sistema de Pagos Electrónicos Interbancarios) system and interbank CLABE numbers. This can lead to delays in cash flow, increased operational overhead, and difficulties in tracking payment status.
Solution
Arcus provides a platform-as-a-service (PaaS) that simplifies real-time payment processing within the Mexican SPEI network. The platform enables businesses to send and receive payments instantly using interbank CLABE numbers, offering a secure and efficient alternative to traditional methods. Arcus facilitates the generation and management of CLABE accounts, allowing for assignment to both individuals and businesses. The platform offers a comprehensive dashboard and API for payment tracking, reporting, and reconciliation, providing enhanced visibility and control over financial transactions.
Target Audience
Arcus primarily targets businesses operating in Mexico that require real-time payment processing capabilities, including those involved in e-commerce, fintech, and other industries that handle frequent transactions.
Features
- Real-time payment processing via the SPEI network using interbank CLABE numbers.
- Instant generation and management of CLABE accounts for individuals and businesses.
- API and dashboard access for payment initiation, tracking, and reporting.
- Support for both single and mass payment disbursements.
- Real-time payment notifications.
- Test environment for initial integration and development.
- Secure platform for sending and receiving payments 24/7.