ARC Comply provides a high-performance compliance screening platform that unifies client, transaction, trade, and entity risk detection for financial institutions. The platform processes over 20,000 checks per second with sub-5ms latency, using explainable AI to deliver audit-ready rationales for every match. It screens against 6 million+ risk profiles and 1.1 million+ politically exposed persons, with 120+ tunable parameters to align detection with each institution's specific policies.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions face fragmented compliance screening across separate functions, leaving risk patterns invisible when viewed from a single data tape. Traditional screening tools generate excessive false positives and black-box scores that compliance teams cannot justify to regulators, while complex ownership structures and cross-border relationships hide sanctions risk one layer down.
Solution
ARC Comply provides a unified, high-performance compliance platform that screens clients, transactions, trade finance, and corporate structures in a single engine. The platform uses agentic AI to enrich alerts, gather evidence, recommend next steps, and draft rationale for analyst review, while keeping human teams in control of final decisions. Every match opens to a full score breakdown with word-level match explanations, creating an evidence trail that is audit-ready by default. The system reconciles entire books across warehouses, SPVs, and term deals to surface double pledging, shared collateral, and origination fraud that individual lenders cannot see alone.
Target Audience
Primary customers are banks, financial services firms, crypto and digital asset companies, insurers, and trade finance providers that need regulatory-grade compliance screening across customer onboarding, transaction monitoring, and corporate structure verification.
Features
- 20,000+ checks per second with sub-5ms decision latency for real-time screening at enterprise scale
- 120+ tunable parameters that adapt detection to specific risk appetite, market, and client type
- 6m+ risk profiles and 1.1m+ PEPs screened against premium ION datasets enriched from 45k+ public and proprietary sources
- Explainable AI with deterministic scoring and structured rationale on every decision, including word-level match explanations
- Corporate structure mapping that traces control through multi-layer, cross-border, and nominee structures to identify UBOs
- Script-aware multilingual translation and NLP analytics for matching names across languages and writing systems
- API-first architecture with deployment options across cloud, VPC, or on-premises environments
- ISO 27001:2022 certified information security management for handling sensitive screening data