AppBrilliance offers a patented Money API that enables real-time, non-custodial payments through FedNow® and RTP® without requiring users to leave a website or application. This technology streamlines the payment process, reducing transaction steps from over 25 to just a few, while helping businesses cut payment processing costs by more than 75%.
Funding
$26.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
TVFounders
Product
Problem
Existing real-time payment methods like FedNow® and RTP® often require users to navigate away from a website or application to complete a transaction, creating a fragmented and cumbersome payment experience. This broken payment flow involves multiple steps across different applications, leading to user frustration and potential drop-off.
Solution
AppBrilliance offers the Money API, a patented technology that enables real-time, non-custodial payments directly within a website or application. By integrating the Money API, businesses can streamline the payment process, eliminating the need for users to leave the current environment. This simplified flow reduces the number of steps required to complete a transaction, resulting in a faster, more convenient, and more secure payment experience for both businesses and their customers. The Money API leverages FedNow® and RTP® networks to provide instant fund availability and reduce payment processing costs.
Target Audience
The primary target audience includes businesses and e-commerce platforms seeking to streamline their payment processes, reduce costs, and improve the customer experience by offering seamless real-time payment options.
Features
- Patented Money API technology for seamless integration of real-time payments
- Non-custodial payments ensuring user control over funds
- Direct integration with FedNow® and RTP® networks for instant transactions
- Reduced payment processing costs compared to traditional methods
- Elimination of chargebacks and disputes due to real-time authorization
- Simplified payment flow with fewer steps for enhanced user experience
- Iframe integration for easy embedding into existing websites and applications