Apata

About Apata

Apata provides a highly configurable 3D Secure Access Control Server (ACS) solution for Fintech issuers and processors, supporting both 3DS1 and 3DS2 protocols along with issuer SCA exemptions like Transaction Risk Analysis and Merchant Whitelisting. The platform enhances user experience by optimizing challenge processes and reducing transaction abandonment, ensuring reliable and competitive authentication capabilities.

```xml <problem> Fintech issuers and processors require robust 3D Secure (3DS) access control server (ACS) solutions to authenticate transactions and comply with Strong Customer Authentication (SCA) requirements. Traditional ACS solutions can be inflexible, difficult to integrate, and may not adequately support modern authentication methods or issuer SCA exemptions. This can lead to increased transaction abandonment and a degraded user experience. </problem> <solution> Apata provides a configurable 3D Secure ACS solution designed specifically for Fintech issuers and processors. The platform supports both 3DS1 and 3DS2 protocols, along with issuer SCA exemptions like Transaction Risk Analysis (TRA) and Merchant Whitelisting. Apata optimizes challenge processes to reduce transaction abandonment and enhance the user experience, ensuring reliable and competitive authentication capabilities. The solution offers streamlined onboarding processes designed for ease of use, efficiency, and control. </solution> <features> - Supports both 3DS1 and 3DS2 protocols for broad compatibility. - Configurable challenge processes to optimize user experience and reduce abandonment rates. - Full support for issuer SCA exemptions, including Transaction Risk Analysis (TRA) and Merchant Whitelisting. - Streamlined onboarding processes for ease of integration and deployment. - Designed specifically for the needs of Fintech issuers and processors. </features> <target_audience> Apata's primary customers are Fintech issuers and processors who require a modern and flexible 3D Secure ACS solution. </target_audience> ```

What does Apata do?

Apata provides a highly configurable 3D Secure Access Control Server (ACS) solution for Fintech issuers and processors, supporting both 3DS1 and 3DS2 protocols along with issuer SCA exemptions like Transaction Risk Analysis and Merchant Whitelisting. The platform enhances user experience by optimizing challenge processes and reducing transaction abandonment, ensuring reliable and competitive authentication capabilities.

Where is Apata located?

Apata is based in Dublin, Ireland.

When was Apata founded?

Apata was founded in 2022.

How much funding has Apata raised?

Apata has raised 5000000.

Location
Dublin, Ireland
Founded
2022
Funding
5000000
Employees
29 employees

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Apata

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Executive Summary

Apata provides a highly configurable 3D Secure Access Control Server (ACS) solution for Fintech issuers and processors, supporting both 3DS1 and 3DS2 protocols along with issuer SCA exemptions like Transaction Risk Analysis and Merchant Whitelisting. The platform enhances user experience by optimizing challenge processes and reducing transaction abandonment, ensuring reliable and competitive authentication capabilities.

apata.io500+
cb
Crunchbase
Founded 2022Dublin, Ireland

Funding

$

Estimated Funding

$5M+

Team (25+)

No team information available.

Company Description

Problem

Fintech issuers and processors require robust 3D Secure (3DS) access control server (ACS) solutions to authenticate transactions and comply with Strong Customer Authentication (SCA) requirements. Traditional ACS solutions can be inflexible, difficult to integrate, and may not adequately support modern authentication methods or issuer SCA exemptions. This can lead to increased transaction abandonment and a degraded user experience.

Solution

Apata provides a configurable 3D Secure ACS solution designed specifically for Fintech issuers and processors. The platform supports both 3DS1 and 3DS2 protocols, along with issuer SCA exemptions like Transaction Risk Analysis (TRA) and Merchant Whitelisting. Apata optimizes challenge processes to reduce transaction abandonment and enhance the user experience, ensuring reliable and competitive authentication capabilities. The solution offers streamlined onboarding processes designed for ease of use, efficiency, and control.

Features

Supports both 3DS1 and 3DS2 protocols for broad compatibility.

Configurable challenge processes to optimize user experience and reduce abandonment rates.

Full support for issuer SCA exemptions, including Transaction Risk Analysis (TRA) and Merchant Whitelisting.

Streamlined onboarding processes for ease of integration and deployment.

Designed specifically for the needs of Fintech issuers and processors.

Target Audience

Apata's primary customers are Fintech issuers and processors who require a modern and flexible 3D Secure ACS solution.

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