AmaraWealth.ai provides an AI-powered, white-label wealth management platform that enables banks, fintechs, and other financial institutions to launch digital investment offerings quickly. The modular platform covers everything from digital onboarding and AI-driven advisory to a marketplace of 10,000+ products, deployable via API, SDK, or as a fully branded app. It also includes LifeQuest, a financial literacy and supervised investing platform for users aged 5–17.
Funding
Funding not disclosed
Founders
Product
Problem
Banks and fintechs face fragmented, paper-heavy onboarding processes with drop-off rates above 70%, and their legacy systems often lack the flexibility to support modern wealth products. Building a comprehensive digital wealth solution in-house is slow and costly, taking 3–5 years and significant capital, while customers receive little to no proactive investment guidance after account opening.
Solution
AmaraWealth.ai offers a complete, AI-native wealth management platform that can be deployed as a white-label solution, embedded via API, or hosted on-premise. The platform integrates digital onboarding, an AI-driven advisory engine, a marketplace of over 10,000 investment products, and consolidated portfolio analytics into a single, configurable stack. It is designed to launch in 8–12 weeks, with a modular architecture that lets institutions deploy only the components they need. The solution is built for scale, offering bank-grade security, SEBI/RBI-compliant workflows, and a full API layer for integration with core banking systems.
Target Audience
Primary customers are banks, neobanks, fintech platforms, payroll/HR tech companies, and financial institutions seeking to launch or enhance digital wealth management offerings for their retail customers.
Features
- AI Co-Pilot with rule-based and machine-learning recommendation engine for product selection, rebalancing, and proactive nudges
- Over 50 configurable modules across experience, intelligence, and infrastructure layers, including digital onboarding, goal planning, and RM dashboards
- API-first architecture with RESTful APIs, SDKs for React Native, Flutter, Android, and iOS, and webhook support for real-time events
- Product marketplace covering 10,000+ mutual fund schemes, fixed deposits, bonds, NPS, PMS, and insurance with live pricing
- LifeQuest platform for financial literacy and supervised investing for users aged 5–17, with gamified learning and school integration
- Deployment options including SaaS, dedicated cloud, or on-premise for data sovereignty, with NRI support and FEMA-compliant flows