Alogram provides AI-native fraud detection and risk decisioning technology for online businesses, merchants, fintechs, and payment providers. Its patented platform analyzes behavioral, identity, geographic, and transaction signals in real time to combat sophisticated attacks like account takeover, card testing, and synthetic identity fraud. The company's solutions are available through the FICO Marketplace and as a Shopify app for e-commerce merchants.
- Artificial Intelligence
- Commerce & Shopping
- Cybersecurity
- Financial Technology
- Retail Technology
- Software Only
Funding
Founders
Product
Problem
Modern fraud has evolved beyond simple risky transactions at checkout, now manifesting across failed payments, suspicious order patterns, refund abuse, promo abuse, chargebacks, and pre- or post-purchase activity. Businesses face sophisticated AI-driven attacks including account takeover, card testing, coordinated mobile device fraud, synthetic identity fraud, and scalper bots, forcing them to choose between blocking legitimate customers or absorbing preventable losses.
Solution
Alogram delivers an AI-powered fraud prevention and risk decisioning platform that helps businesses detect risky behavior earlier and make better decisions in real time. The platform uses behavioral, identity, geographic, and transaction signals to evaluate risk across payments and commerce workflows, flagging suspicious activity before orders ship or transactions complete. For Shopify merchants, Alogram identifies risky orders before fulfillment, while larger enterprises gain an explainable, adaptive fraud decisioning layer integrated into their existing systems. The technology is protected by U.S. Patent No. 12,400,164 and is available through the FICO Marketplace for broader enterprise deployment.
Target Audience
Primary customers include e-commerce businesses and Shopify merchants seeking to prevent chargebacks and promo abuse, as well as financial institutions, fintechs, and payment providers needing real-time fraud detection and BSA-compliant risk decisioning for payments including FedNow.
Features
- Real-time fraud detection API that analyzes behavioral, identity, geographic, and transaction signals simultaneously
- Patented AI-native risk detection technology (U.S. Patent No. 12,400,164) with additional IP in development
- Comprehensive fraud type coverage including account takeover, card testing, checkout spinning, coordinated mobile device fraud, disposable identity spam, friendly fraud, inventory hoarding, location masking, new account fraud, payment gateway bypass, reshipping fraud, SIM-swap fraud, synthetic identity fraud, and triangulation fraud
- Explainable risk intelligence that provides clear reasoning for fraud decisions rather than opaque black-box scoring
- Shopify app integration for e-commerce merchants to block risky orders before shipping and prevent chargebacks
- FICO Marketplace availability for financial institutions and enterprises seeking composable decisioning solutions
- Adaptive behavioral risk intelligence that learns and adjusts to emerging fraud patterns
- Forensic data generation for chargeback disputes and compliance documentation