Align provides unified API infrastructure for global payment operations, enabling businesses to collect, hold, and move money across stablecoins and local currencies. The platform integrates direct access to local banking rails and blockchain networks through building blocks like global payments, named virtual accounts, and scalable on/off-ramps. This infrastructure simplifies cross-border transactions while managing compliance through automated onboarding and expert support.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses face significant operational overhead and compliance complexities when managing global payment flows, particularly when integrating diverse fiat and stablecoin payment rails. This fragmentation hinders efficient cross-border collections, holdings, and disbursements, impacting operational scalability and financial agility.
Solution
Align provides a unified API infrastructure designed to orchestrate global payments, enabling businesses to collect, hold, and move funds across both stablecoins and local fiat currencies. The platform offers production-ready RESTful APIs with integrated compliance modules, including Know Your Customer (KYC), Anti-Money Laundering (AML), and fraud monitoring, to streamline cross-border transactions. Align supports seamless pay-ins and pay-outs in over 30 countries, leveraging named accounts for local reach and cross-chain capabilities for optimized routing and on-chain foreign exchange. This infrastructure empowers developers to build modern, compliant payment solutions with reduced integration effort.
Target Audience
The primary target audience includes businesses and developers requiring robust, compliant infrastructure for managing international payments, particularly those operating in global remittance, stablecoin applications, and digital banking sectors.
Features
- Unified API for orchestrating global payments, supporting collections, holdings, and disbursements across stablecoins and fiat currencies.
- Production-ready RESTful APIs with built-in compliance features, including KYC, AML, and fraud monitoring.
- Support for over 30 countries with local currency conversion and settlement capabilities.
- Cross-chain payment routing with automated bridging and on-chain foreign exchange (FX) solutions.
- Named infrastructure for global accounts, enabling instant collections and payouts through native payment networks.
- Support for major stablecoins including USDC, USDT, and EURC, with planned additions.
- Compatibility with multiple blockchain networks such as Ethereum, Polygon, Optimism, Base, Avalanche, Arbitrum, Tron, and Solana.
- Developer dashboard for real-time monitoring, debugging, and management of payment integrations.
- Comprehensive sandbox environment for testing payment flows and API integrations.