Akropoli provides an Open Banking platform that aggregates customers' account and card data into a single, real‑time view within a bank’s app, adding transaction analytics to deliver personalized product offers and spending insights. The solution includes built‑in compliance with Brazil’s Open Banking and LGPD regulations and can be embedded via API without redesigning existing interfaces.
Funding
Funding not disclosed
Founders
Product
Problem
Brazilian banks and financial institutions lack a unified, real-time view of customers’ accounts and card activity across multiple providers, making it difficult to offer personalized financial products and actionable spending insights while complying with Open Banking regulations.
Solution
Akropoli delivers an Open Banking platform that aggregates transaction and balance data from all of a customer’s accounts and cards into a single, predictive view within the institution’s own app. The platform enriches this unified data with transaction analytics to generate personalized product offers, spending advice, and micro‑insights that help users manage their finances. All data handling follows Central Bank Open Banking rules and Brazil’s LGPD privacy requirements, ensuring secure consent, authentication, and data minimization. Institutions can embed the solution directly into their digital channels, providing a seamless, intuitive experience that drives higher conversion on tailored offers and deepens client relationships.
Target Audience
Primary customers are Brazilian banks and financial institutions seeking to enhance their digital banking apps with unified account views, personalized offers, and compliant Open Banking capabilities.
Features
- Aggregated account and card statements with a unified, predictive budgeting dashboard
- Real‑time transaction categorization and analytics to derive personalized product recommendations
- Micro‑insights and spending advice delivered within the bank’s native mobile app
- Built‑in compliance layer covering Central Bank Open Banking consent, authentication, and LGPD data‑privacy controls
- API integration that allows banks to embed the solution without redesigning existing user interfaces
- Secure data exchange and storage adhering to Brazilian regulatory standards