Aitana Finance provides rapid, digital financing solutions for medical procedures, connecting patients with allied financial institutions. The platform streamlines the application process to deliver near-instantaneous pre-approvals, enabling patients to schedule necessary treatments without delay. It offers transparent terms and accessible installment plans directly through partner clinics.
Funding
Funding not disclosed
Founders
Product
Problem
Many patients postpone or forgo necessary surgeries because traditional financing processes are slow, require extensive documentation, and often involve in‑person visits, leading to weeks of waiting and financial uncertainty. This delay can exacerbate health conditions and increase overall treatment costs.
Solution
Aitana Finance offers a fully digital lending platform that connects patients directly with a network of partner financial institutions. Using automated underwriting models, the service evaluates basic identification data and delivers pre‑approval decisions within minutes. Patients can select flexible installment plans that match their cash‑flow preferences, with all terms and interest rates displayed transparently before commitment. The financing workflow is embedded in the clinic’s checkout process and delivered through secure messaging channels such as WhatsApp, eliminating the need for physical paperwork. Data protection complies with applicable privacy regulations, and clinics incur no credit risk because the loan is originated by the partner lenders, not the provider.
Target Audience
The primary users are patients undergoing elective medical or surgical procedures who need affordable, fast financing, and healthcare providers (clinics and hospitals) that want to offer a seamless credit option without assuming loan risk.
Features
- Automated pre‑evaluation engine that validates identity (DNI) and basic financial data to generate instant credit decisions
- Minute‑level approval notifications delivered via encrypted WhatsApp or integrated clinic portal
- Customizable repayment schedules with transparent interest rate disclosure for each financing partner
- 100 % digital end‑to‑end workflow, from application to disbursement, requiring no in‑person visits or collateral
- API‑based integration that allows clinics to embed the financing option directly into their billing or scheduling systems
- Compliance with local data‑protection laws and secure storage of personal information
- No risk transfer to clinics; the loan is originated and serviced by the allied financial institutions