AIR GmbH provides a cloud-based SaaS solution, AIRboard, designed as a digital financial coach for consumers and a process intelligence layer for financial service providers. This platform uses smart digital processes to translate individual client needs into highly tailored financial solutions, minimizing misadvice. The system ensures efficient resource allocation and financial balance while integrating seamlessly with existing banking and insurance platforms.
Funding
$9.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Consumers often struggle to understand their overall financial situation and make informed decisions due to fragmented financial data and a lack of holistic planning tools. Traditional financial advice can be product-focused and may not align with individual life goals and values, leading to suboptimal financial outcomes.
Solution
AIR GmbH offers the AIRboard, a cloud-based SaaS platform that empowers both consumers and financial service providers with process intelligence for holistic financial planning. The AIRboard functions as a digital financial coach, creating a personalized benchmark that translates individual customer profiles into tailored solutions. By considering the consumer as the CEO of their own life, the platform provides transparency across liquidity, financing, risks, and assets, enabling informed decisions without initially focusing on specific financial products. The platform facilitates client empowerment by providing a comprehensive overview of financial needs and opportunities, ensuring that financial resources are efficiently allocated to meet individual goals.
Target Audience
The primary target audience includes consumers seeking to improve their financial literacy and make informed financial decisions, as well as financial service providers looking to enhance client engagement and provide holistic financial advice.
Features
- Cloud-based SaaS solution accessible to both consumers and financial service providers
- Process intelligence engine that translates customer individuality into tailored financial solutions
- Digital financial coach functionality that generates a personalized financial benchmark
- Holistic financial planning tools that provide transparency across liquidity, financing, risks, and assets
- Smart needs analysis and dynamic risk assessment capabilities
- Interfaces to comparison portals and digital investment options
- Portfolio and existing contract management features
- Automated consulting documentation
- Can be operated in a public cloud (Azure) or in a private cloud (hosted on servers in Germany)