AINNOVA™ offers a modular, patent‑backed financial infrastructure that can be licensed as individual protocol modules or deployed as coordinated configurations. Delivered through the ARIS™ Suite, these protocols—such as Behavioral Credit Incentive, Receivables Incentive, and Liquidity Access Issuance—integrate with existing bank, lender, and fintech systems to enable enterprise‑grade orchestration across products, portfolios, and regions.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions and fintech companies often rely on monolithic, tightly coupled systems that make it difficult to add new credit, receivables, or liquidity functionalities without extensive re‑engineering. This rigidity slows product innovation, hampers cross‑product orchestration, and increases operational risk when scaling across portfolios or regions.
Solution
Avid Innovations offers the ARIS™ Suite, a modular infrastructure platform that delivers patented protocol modules as plug‑in components for existing banking, lending, and fintech systems. Each protocol—such as the Behavioral Credit Incentive (BCIP), Behavioral Receivables Incentive (BRIP), and Liquidity Access Issuance (LAIP)—can be licensed individually or deployed in coordinated bundles, allowing institutions to add or reconfigure capabilities without disrupting core systems. The suite provides a delivery layer that orchestrates these modules across products, portfolios, and geographic regions while preserving system modularity. Enterprise‑grade security, governance, and scalability standards are built into the platform, enabling seamless integration with legacy and cloud‑native architectures. Clients access the infrastructure through standardized APIs, reducing implementation effort and accelerating time‑to‑market for new financial offerings.
Target Audience
Primary customers are banks, lending institutions, and fintech firms that need to extend or modernize their credit, receivables, and liquidity capabilities while maintaining modular system architecture.
Features
- Independent, patent‑backed protocol modules (BCIP, BRIP, LAIP) that can be licensed separately or as bundled configurations
- ARIS™ delivery layer that orchestrates multiple modules across products, portfolios, and regions
- Seamless integration via APIs into existing bank, lender, or fintech core systems
- Enterprise‑grade security, governance, and scalability built into the suite
- Flexible deployment model supporting both on‑premise and cloud environments
- Reference architectures that provide pre‑designed bundled implementations for rapid rollout