Prescience provides a Decision Defensibility Infrastructure that creates a contemporaneous evidence file for AI decision-making, enabling regulators, boards, insurers, and litigants to see what decisions were made, why, and who owned them. Their platform includes Decision Exposure Assessment, PrescienceOS™ implementation with Decision Receipt™ architecture, and Examination Readiness tools to ensure AI systems are audit‑ready across banking, insurance, and healthcare sectors.
Funding
Funding not disclosed
Founders
Product
Problem
Organizations deploying AI for high‑stakes decisions in banking, insurance, and healthcare lack a reliable, contemporaneous record of what was decided, why, and who owned the decision. Existing policies, frameworks, and certifications are insufficient for legal or regulatory examinations, leaving companies vulnerable to scrutiny without evidence.
Solution
Prescience offers Decision Defensibility Infrastructure that creates an immutable evidence file for every AI‑influenced decision. Through a three‑phase approach—Decision Exposure Assessment, PrescienceOS™ implementation with Decision Receipt™ architecture, and Examination Readiness services—the platform maps high‑exposure decisions, builds a live Decision Registry, and provides fiduciary documentation for board and director safe harbor. The system captures decision provenance in real time, enabling organizations to demonstrate compliance and accountability during audits, regulator inquiries, or litigation. By integrating control bindings and regulatory calibrations, Prescience ensures the evidence file is ready before any examination occurs, turning governance from a reactive checklist into proactive infrastructure.
Target Audience
Primary customers are regulated financial institutions, insurance carriers, and healthcare providers that rely on AI for operational or underwriting decisions and must satisfy board, regulator, or legal scrutiny.
Features
- Decision Exposure Assessment that inventories AI‑driven decisions with material regulatory, fiduciary, or legal risk, delivering a prioritized exposure report
- PrescienceOS™ implementation featuring Decision Receipt™ architecture and a live Decision Registry that records decision context, rationale, ownership, and outcomes at the moment of execution
- Automated control binding and calibration to specific regulatory regimes (e.g., OCC model‑risk, state insurance, healthcare AI) ensuring the evidence meets sector requirements
- Director Safe Harbor and board governance packages that generate fiduciary documentation, safe‑harbor memoranda, and board attestation frameworks
- Examination Readiness services that prepare organizations for regulator, insurer, or litigant inquiries with demonstrable decision provenance
- Secure, tamper‑evident storage of decision records with audit trails accessible on demand for audits or legal proceedings