KiVi is a phygital platform that provides tailored financial solutions, including working capital and structured trade finance, to farmers and rural entrepreneurs within the agri value chain. By facilitating access to timely capital, KiVi addresses the challenge of inadequate funding that hinders agricultural productivity and rural economic growth.
Funding
$4.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Farmers and rural entrepreneurs in the agricultural value chain often lack access to timely and adequate working capital and structured trade finance, hindering agricultural productivity and rural economic growth. Traditional financial institutions may be hesitant to lend to this sector due to perceived risks and lack of formal credit history.
Solution
KiVi is a phygital platform designed to provide tailored financial solutions to farmers and rural entrepreneurs within the agricultural value chain. The platform facilitates access to working capital, structured trade finance, and term credit for mechanization, addressing the challenge of inadequate funding. KiVi aims to strengthen and formalize multiple nodes of the agri value chain and rural economy by enabling credit, commerce, and distribution opportunities between players. The platform connects farmers and rural entrepreneurs with financial institutions, enabling efficient and timely access to capital.
Target Audience
KiVi targets farmers, agricultural micro-entrepreneurs (input retailers, output aggregators), and other rural entrepreneurs operating within the agricultural value chain.
Features
- Working capital solutions for input retailers, output aggregators, and other rural entrepreneurs.
- Structured trade finance options to facilitate commodity trade.
- Term credit for mechanization to improve agricultural productivity.
- Distribution solutions for input retailers, output aggregators, and other rural entrepreneurs.
- Platform operational in multiple districts and states with a network of branches.
- Connects farmers and rural entrepreneurs with financial institutions as lenders.