The startup offers a fintech platform that utilizes artificial intelligence and big data to decentralize access to capital for agri-food businesses. By providing a digital infrastructure for real-time financing, it enables these businesses to optimize operational costs and enhance trading opportunities while ensuring traceability and sustainability.
Funding
$2.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Agri-food businesses in Latin America often face challenges in accessing timely and affordable credit, hindering their ability to optimize operations and capitalize on trading opportunities. Traditional lending processes can be slow, inflexible, and lack the real-time data needed for accurate risk assessment in the agricultural sector.
Solution
Agree provides a "Lending as a Service" (LaaS) platform that streamlines credit access for agri-food businesses by connecting them with banks and financiers. The platform digitizes the entire lending process, from client onboarding and risk assessment to workflow management, using AI and data analytics to accelerate approvals and reduce risk. By offering a flexible and traceable solution, Agree enables financial institutions to expand their reach in the agricultural sector while providing businesses with the capital they need to grow and operate efficiently. The platform leverages blockchain and encryption to ensure secure interactions and transactions, fostering trust and transparency within the agri-food ecosystem.
Target Audience
The primary target audience includes banks, financial institutions, and agri-food businesses seeking to streamline lending processes, improve access to capital, and enhance operational efficiency.
Features
- Digital client onboarding with optical character recognition (OCR) and AI-powered data extraction from documents
- Customizable risk engine with configurable parameters, decision logic, and data weighting
- API integration with multiple data sources for enhanced risk assessment
- Secure and traceable workflow management for loan applications, tailored to the lender's requirements
- Real-time data analytics and reporting for informed decision-making
- Blockchain-based security and encryption for data protection
- End-to-end platform focused on user experience with intuitive navigation