Agnic is an agent commerce infrastructure platform that lets AI agents complete purchases at any online store without requiring merchant integration. It provides a single API for checkout, cryptographic proof of cardholder permission, and granular spending controls, all settled on existing Visa and Mastercard rails. The platform also includes an AI gateway for accessing 340+ models and a wallet system for managing agent operations.
Funding
Funding not disclosed
Founders
Product
Problem
AI agents can identify and recommend products but frequently fail to complete purchases because most online stores lack the integration needed for agent-driven checkout. This creates a gap between discovery and transaction, where orders die between the recommendation and the checkout form. Additionally, when software spends a person's money, merchants and banks need verifiable proof of permission—something a pasted card number cannot provide.
Solution
Agnic provides an agent operations platform that enables AI agents to complete checkouts at any merchant's existing storefront without requiring integration on the merchant's side. The platform uses a single API that handles the entire purchase flow, from cart handoff to settlement, while holding no funds itself. Every order carries the cardholder's signed, scoped, and revocable mandate, providing cryptographic proof of permission that protects both users and merchants. The platform settles on existing Visa and Mastercard rails and is compatible with major payment processors including Stripe, Adyen, PayPal, and Braintree, meaning merchants need no re-integration to become agent-native.
Target Audience
Primary customers are AI agent developers, e-commerce platforms, and merchants who want to enable agent-driven purchasing without building custom integrations, as well as enterprises deploying AI agents that need to make authorized transactions.
Features
- One API that completes checkout at any store without merchant integration or fund holding
- Cryptographic proof of cardholder permission via signed, scoped, revocable mandates
- Granular spending controls, time windows, and instant pause/revoke/adjust capabilities
- AI Gateway providing access to 340+ AI models through a single API
- X402 protocol implementation with PaymentRequirements and X-PAYMENT header support
- Agentic Wallet for managing agent operations and spend authorization
- Compatible with existing payment gateways including Stripe, Adyen, PayPal, Braintree, Checkout.com, Worldpay, Mollie, Square, and Moneris