Adhara provides real-time global liquidity management and cross-border payment solutions using blockchain technology, enabling banks and central banks to utilize CBDCs and tokenized money for efficient transactions. Their platform addresses the challenges of intraday liquidity visibility and management, facilitating atomic settlement and reducing costs and risks in international payments.
Funding
$28.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
FOYFounders
Product
Problem
Traditional cross-border payment systems and liquidity management solutions often suffer from inefficiencies, lack of real-time visibility, and high transaction costs, especially when dealing with multiple currencies and intermediaries. Banks and central banks face challenges in optimizing intraday liquidity, managing risks associated with settlement delays, and leveraging emerging digital assets for payments.
Solution
Adhara provides a suite of software solutions that enable banks and central banks to manage liquidity and execute cross-border payments using blockchain technology and tokenized assets. The platform offers real-time visibility into liquidity positions, facilitates atomic settlement of transactions, and reduces the costs and risks associated with traditional payment rails. Adhara's solutions support various use cases, including interbank payments, intraday liquidity management, and central bank digital currency (CBDC) issuance, allowing financial institutions to optimize their treasury operations and participate in decentralized financial networks.
Target Audience
Adhara's primary customers include commercial banks, central banks, and other financial institutions seeking to improve their liquidity management, reduce cross-border payment costs, and leverage blockchain technology for digital asset transactions.
Features
- Deposit Token Solution: Provides real-time visibility and streamlined management of intraday objectives.
- Interbank Payments: Enables a multi-bank network for cross-border, cross-currency payments with atomic settlement.
- FundBloc: Connects banks to provide intraday deliverable settlement liquidity (swaps), intraday credit, and intraday loans.
- MarginBloc: Reimagines the cash settlement process for margin calls to deliver structural cash ratio benefits.
- CBDC Suite: Offers an in-depth solution for central banks to deliver a direct issuance CBDC offering domestically.
- Digital Cash Commander: Provides consistent visibility, management, and optimization across digital cash solutions.
- Adhara TestNet: Offers a vehicle for refining strategy and engaging stakeholders, minimizing bank technology needs.