ADPTA provides climate risk assessment for agricultural lenders, using satellite and environmental data to underwrite loans and offer pre-harvest financial services. Their platform delivers a climate score and adaptation plan, enabling informed credit decisions and helping producers adapt to climate change.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional methods of agricultural loan risk assessment often fail to adequately account for the impact of climate change and ecosystem degradation, leading to inaccurate risk evaluations for financial institutions and hindering access to capital for farmers adopting sustainable practices. Smallholder farmers in Sub-Saharan Africa struggle to access affordable financing tailored for climate-resilient practices. This gap hinders the adoption of regenerative agriculture, which can improve soil health and water management while increasing resilience to climate challenges.
Solution
ADAPTA provides an AI-driven, cloud-based risk management software solution that equips financial intermediaries with the data and insights needed to assess and mitigate climate, soil, water, and biodiversity risks in agricultural loans and investments. The ADAPTA Climate Score evaluates these risks for any farm worldwide, covering over 70 crops and 20 types of livestock and promoting carbon farming. ADAPTA also offers the Climate Finance Facility, which provides technology, blended finance, and capacity-building to scale nature-based agricultural practices globally. By integrating advanced analytics with real-world agricultural dynamics, ADAPTA empowers banks and lenders to make smarter, more sustainable lending decisions, reducing expenses and risk exposure while unlocking new opportunities in climate-resilient finance.
Target Audience
ADAPTA serves financial institutions, including banks, lenders, and cooperatives, as well as farmers and Agri-SMEs seeking to improve agricultural resilience and access sustainable financial solutions.
Features
- AI-driven risk management software for assessing climate, soil, water, and biodiversity risks
- Climate Score tool evaluating risks for over 70 crops and 20 livestock types worldwide
- Support for carbon farming practices
- Climate Finance Facility providing technology, blended finance, and capacity-building
- AI Agent (Agribot) empowers bankers, lenders, cooperatives, and farmers to make informed choices for climate smart agriculture.
- Dynamic risk assessment using AI-driven data analysis
- Multilingual support for global accessibility
- Sustainable investment guidance based on expert insights
- Tailored, location-based recommendations for crops and livestock