AdalFi provides a digital lending infrastructure that utilizes AI-powered credit scoring to enable real-time access to credit for consumers and small businesses. By partnering with banks, AdalFi facilitates the launch of various digital loan products, enhancing financial inclusion and streamlining the lending process.
Funding
$7.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
FGFounders
Product
Problem
Traditional lending processes often exclude individuals and small businesses due to limited credit history and reliance on manual, time-consuming risk assessments. This lack of access to credit hinders financial inclusion and limits growth opportunities for underserved populations.
Solution
AdalFi offers an AI-powered digital lending platform that enables banks to provide real-time credit access to consumers and SMEs. The platform utilizes proprietary AI credit scoring models to assess risk and facilitate the launch of various digital loan products, including unsecured term loans, credit cards, and revolving finance. AdalFi's solution includes pre-built integrations with major banking platforms and digital customer journeys, streamlining the lending process and enhancing the customer experience. The company also offers a revenue and risk-sharing model, sharing downside risk exposure with banks.
Target Audience
AdalFi's primary customers are banks and other lending institutions seeking to expand their digital lending capabilities and reach underserved markets.
Features
- AI-powered credit scoring models for instant risk assessment
- Support for various digital loan products (unsecured term loans, credit cards, revolving finance)
- Pre-built integrations with major banking platforms (Oracle, Temenos, Symbols)
- Customizable digital customer journeys
- Revenue and risk-sharing model with partner banks
- Real-time credit access for consumers and SMEs