acrew provides an AI‑driven platform that identifies a user’s eligibility for down‑payment assistance programs and creates a personalized savings plan. Users can open an FDIC‑insured HomeSavings by ZYNLO account earning 3.90% APY, set up automatic payroll contributions, and earn 2% reward points plus bonuses that can be applied at closing to accelerate homeownership.
Funding
Funding not disclosed
Founders
Product
Problem
Many low- and middle‑income Americans struggle to save enough for a home down payment, often taking several years and lacking clear guidance on eligibility for assistance programs.
Solution
acrew offers an AI‑driven platform that first determines a user’s eligibility for down‑payment assistance programs. It then creates a personalized savings plan, allowing users to open a HomeSavings by ZYNLO account that earns a 3.90% APY and supports automatic payroll contributions. The funds are FDIC‑insured through ZYNLO Bank. As users progress, they earn 2% reward points and may qualify for additional employer, sign‑up, or referral bonuses, which can be redeemed at the time of home purchase, effectively accelerating the path to homeownership.
Target Audience
Primary customers are low‑ and middle‑income wage earners who receive regular payroll and are seeking a structured, assisted path to purchase a home within three years.
Features
- AI‑enabled Down Payment Assistance Finder to assess eligibility for federal, state, and local programs
- Personalized savings calculator that aligns contributions with the user’s budget and timeline
- FDIC‑insured HomeSavings by ZYNLO money‑market account with a 3.90% APY
- Direct‑from‑payroll contribution setup for automatic, hassle‑free saving
- 2% reward points on all contributions plus optional employer, sign‑up, and referral bonuses
- Home Prep Program that unlocks rewards for use at closing, reducing out‑of‑pocket costs