Acoru offers an AI‑driven platform that continuously monitors and classifies both first‑party and counterparty accounts to detect and block authorized push payment (APP) fraud and money‑mule schemes in real time. By analyzing transaction patterns, device signals, and synthetic media cues, the system provides risk scores, alerts, and actionable insights that integrate via APIs into banks, payment processors, and fintech platforms, enabling them to stop fraud before funds are transferred.
Funding
$11.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OFounders
Product
Problem
Financial institutions face a rising wave of AI‑armed authorized push payment (APP) fraud and money‑mule schemes, which traditional, siloed detection tools fail to identify before funds are transferred.
Solution
Acoru provides an AI‑driven platform that continuously monitors and classifies both first‑party and counterparty accounts to detect and block authorized fraud in real time. By analyzing transaction patterns, device signals, and AI‑generated synthetic media cues, the system identifies suspicious account behavior and mule networks before money is moved. The solution integrates with existing banking and payment infrastructures, delivering alerts and actionable insights that enable institutions to stop fraud at the source rather than reacting after losses occur.
Target Audience
Primary customers are banks, payment processors, and fintech platforms that need to protect their customers and assets from authorized push payment fraud and mule‑related scams.
Features
- Real‑time account monitoring with AI models that classify legitimate versus fraudulent behavior
- Detection of money‑mule activity through network analysis and transaction flow patterns
- Identification of AI‑generated deepfake voice, video, and synthetic media used in social engineering attacks
- Automated risk scoring and alerting that can be integrated via APIs into core banking and payment systems
- Continuous learning pipeline that updates models with emerging fraud tactics and threat intelligence
- Dashboard for investigators showing account lineage, risk indicators, and recommended remediation steps