Proximal provides an online portal that lets employees find specialist doctors who accept their insurance and focus on hospitalization, oncology, or autoimmune diseases, then claim a $1,500 supplemental benefit paid directly to them. The platform handles provider search, bill upload, verification, and reimbursement, extending employer health plans without extra out‑of‑pocket costs.
Funding
Funding not disclosed
Founders
Product
Problem
Patients often struggle to identify doctors who both accept their insurance and have expertise in hospitalization, cancer, or severe autoimmune conditions, leading to delayed or suboptimal care. Additionally, many employer-sponsored health plans do not provide supplemental financial support for high‑cost treatments.
Solution
Proximal offers an online portal where users can search a curated network of specialist physicians who accept their medical plan and focus on serious illnesses. After selecting an eligible provider for hospitalization, cancer care, or severe autoimmune disease, the platform facilitates a $1,500 supplemental benefit that is paid directly to the patient. Users submit their medical bills through the portal, and Proximal handles the reimbursement process, effectively extending the value of the employer’s health plan without additional out‑of‑pocket cost. The service streamlines provider discovery and benefit administration in a three‑step workflow: find an expert, receive care, and claim the extra benefit.
Target Audience
Primary users are employees with employer‑provided health insurance who require specialist care for serious or chronic conditions, as well as HR benefits administrators seeking to enhance plan offerings.
Features
- Searchable database of top doctors filtered by insurance acceptance and specialty in hospitalization, oncology, or autoimmune disease
- Integrated billing upload and verification system for seamless $1,500 supplemental benefit reimbursement
- Direct-to-patient payment model that eliminates the need for third‑party claim handling
- Simple three‑step user flow (find, use, receive) designed for quick adoption by non‑technical users
- Secure, cloud‑based portal ensuring privacy of health and payment information