A-Comm offers the A-Comm Evidence Protocol (AEP), a standardized, tamper‑evident record that links discovery, intent, delegation, authorization, and fulfillment for agent‑driven transactions. By providing an immutable evidence chain that integrates with Visa Intelligent Commerce and Mastercard Agent Pay, AEP helps merchants and issuers defend against chargebacks and compliance audits in the growing agentic commerce ecosystem. The protocol generates real‑time evidence hashes stored across multiple blocks to ensure integrity and auditability.
Funding
Funding not disclosed
Founders
Product
Problem
Merchants and payment processors face increasing dispute risk as agent‑originated transactions grow, but existing payment rails lack a standardized, tamper‑evident record that links discovery, intent, delegation, authorization, and fulfillment. Without such evidence, chargebacks, compliance reviews, and audits become costly and time‑consuming.
Solution
A-Comm provides the A‑Comm Evidence Protocol (AEP), a patent‑pending standard that creates an immutable, cryptographically sealed record of every step in an agent‑driven transaction. The protocol generates a cross‑network evidence bundle that can be exported as JSON and integrated into existing dispute‑management systems such as Chargebacks911, Midigator, Sift, Kount, and Riskified. By linking discovery through fulfillment, AEP supplies verifiable proof that holds up in chargeback disputes, compliance checks, and audits, reducing merchants’ fraud‑related costs. AEP is designed to complement enforcement tools like Visa Intelligent Commerce and Mastercard Agent Pay, providing additional evidence when those rails block disputes. The solution operates on a daily‑reset counter model, continuously tracking global fraud loss rates to illustrate the growing need for robust evidence in the emerging agentic commerce landscape.
Target Audience
Primary customers are merchants, payment processors, and fraud management teams that handle agent‑originated transactions and need reliable evidence to defend against chargebacks and compliance audits.
Features
- Immutable, tamper‑evident record linking discovery, intent, delegation, authorization, and fulfillment using SHA‑256 hashing across five blockchain‑style blocks
- Patent‑pending AEP standard that generates a cross‑network evidence bundle compatible with major dispute‑management platforms (Chargebacks911, Midigator, Sift, Kount, Riskified, etc.)
- Seamless integration with Visa Intelligent Commerce and Mastercard Agent Pay, extending existing enforcement mechanisms with additional proof
- JSON‑based DisputeBundle export for easy ingestion into in‑house or third‑party fraud and chargeback workflows
- Daily‑reset counters that contextualize global card fraud and merchant cost metrics, highlighting the financial impact of disputes
- Compatibility with token‑based agent payments and shared payment token protocols for broader agentic commerce ecosystems