82Network provides an independent, AI‑driven trust layer for the healthcare payment ecosystem. It digitizes contracts, uses explainable AI to disambiguate pricing and adjudicate claims in real time, and offers data‑driven dispute mediation, enabling payers and providers to achieve fair, timely reimbursements while reducing administrative overhead.
Funding
Funding not disclosed
Founders
Product
Problem
Healthcare payments in the United States involve complex, ambiguous contracts and fragmented manual workflows for prior authorizations and claims, leading to costly disputes between payers and providers. This administrative inefficiency consumes roughly 25% of total healthcare spending, creating financial waste and eroding trust among stakeholders.
Solution
82Network creates an independent, objective trust layer for the healthcare payment ecosystem by digitizing contracts and policies and applying generative AI to interpret and execute them. Explainable AI models disambiguate pricing rules, provide real-time policy adjudication, and generate transparent payment estimates. The platform mediates disputes with data‑driven analysis, reducing the need for manual appeals and negotiations. By acting as a neutral Trusted Authority, 82Network enables fair, timely reimbursements for providers and more efficient resource utilization for payers, ultimately lowering administrative overhead and improving the overall financial flow of the healthcare system.
Target Audience
Primary customers are health insurance payers and hospital or clinic provider networks that manage large volumes of claims and seek to reduce administrative costs while ensuring accurate reimbursements.
Features
- AI‑powered contract digitization that converts legacy payment agreements into structured, machine‑readable formats
- Explainable pricing estimation that clarifies how rates are derived for each service or procedure
- Real‑time policy adjudication engine that automatically validates claims against payer rules
- Data‑driven dispute mediation tools that analyze contract terms and transaction history to resolve payment conflicts
- Transparent audit trails and analytics dashboards for both payers and providers to monitor compliance and financial performance
- API integration layer that connects with existing claims management, EHR, and billing systems to automate workflow handoffs